Tenant (Incremental) Purchase Scheme

Housing Schemes

As an existing tenant, you may be eligible to buy your home from us at a discount, based on income, provided you meet the eligibility criteria for the Scheme. 

  • Certain Fingal-owned houses qualify for the Scheme and they may only be sold to existing tenants.
  • Applicants must have been in receipt of a minimum of 10 years social housing support
  • Applicants must furnish evidence of their present income. A reckonable income threshold of €12,500 per annum applies, in which the primary source of the income must be wages or pensions.
  • Discounts from the market value (of 40%, 50% or 60%) for purchasers are linked to the reckonable income of the tenants and the spouse, civil partner, cohabitant who lives with them – not to any other criteria.
  • A charge linked to the discount is put on the property. You will have to pay back the value of the charge remaining if the property is sold before the end of the charged period (20, 25 or 30 years respectively). The charge may reduce to nil over the charged period.
  • After a purchase, there are detailed conditions on occupancy of the house and subsequently on any re-sale with the Council having first option to buy back the property during the charged period.
  • On completion of the sale, all responsibility for the repair and maintenance of the property will rest with you, the purchaser. You will also be liable for paying the Local Property Tax (LPT).
  • Applicants who are approved for purchase, may provide funds for the purchase from their own resources; by a loan from a private financial institution; or they may apply for a loan from the County Council. 
Fingal County Council will operate a two stage application process for the Scheme with the application fee also in two stages.

Stage 1 is the submission of the completed application form together with supporting financial documentation, along with Stage 1 application fee of €50.

Applicants that pass this evaluation phase may proceed to the second stage. 

A valuation of the property is carried out by a valuer (nominated by the Council). The applicant pays the Stage 2 application fee of €100. 

If you have read the Tenant Information Booklet and want to apply to buy your home under this scheme, please contact us. Contact details are at the end of this page. 

Fill out the form, making sure to read the document checklist, attach any relevant documents, and return it to us, the address is at the end of this page.

We have listed the specific terms and conditions attached to the sale of a home under the scheme in the Tenant Information Booklet (insert document link). Please read these fully. If you have a question about the terms and conditions please contact us.

It is possible to appeal certain decisions. You can find out more in our  Tenant Purchase Scheme Appeals Procedure Document.

Tenant Purchase (Incremental) Information Booklet 2016, which sets out the eligibility criteria and general information on the scheme is available. 


Related Documents

Tenant Purchase Scheme Appeals Procedure Document


Contact Us

Tenant (Incremental) Purchase Scheme
Fingal County Council 
Housing Department
Civic offices
Dublin 15 

By telephone : (01) 8905590
By email:  [email protected]